Privacy, Terms and Conditions

Privacy

Information we collect:

The information you provide on applications or other forms, such as claims forms or underwriting questionnaires Your transactions with us, our affiliates or others, such as your payment history and claims information; and Your insurance agent, such as updated information pertaining to your account.

Information we disclose:

We will only disclose the information described above, as permitted by law, to our affiliates and non-affiliated third parties when necessary to conduct our normal business activities. For example, we may make disclosures to the following types of third parties:

Your agent or broker

Parties who perform a business, professional or insurance function for our company, including our reinsurance companies Independent claims adjusters, investigators, other insurers, and attorneys who need the information to investigate, defend or settle a claim involving you Insurance regulatory agencies in connection with the regulation of our business Other persons shown on our records as having legal or beneficial interest in your policy

We do not sell your information to others for marketing purposes. We do not disclose the personal information of persons who have ceased to be our customers.

Protection of Information

CAMICO maintains physical, electronic and procedural safeguards that comply with state and federal regulations to protect the confidentiality of your personal information. We also limit employee access to personally identifiable information to those with a business reason for knowing such information.

Terms and Conditions
CONDITIONS OF USE

By using this website, you acknowledge your assent to the following conditions of use without limitation or qualification. Please read these conditions carefully before using this website. These terms and conditions may be revised at any time by updating this posting. You are bound by any such revisions and should therefore periodically visit this page to review the the current terms and conditions.

DISCLAIMER

The material contained on this site is provided solely for general informational purposes and is not intended to be a solicitation or an offer to sell any products or services, nor is the material a complete description of all terms, conditions and exclusions applicable to the products and services described.

Further, CAMICO is not engaged in rendering legal or any other advice through this site or the services and you are not a client of CAMICO merely by visiting this site or using the services. Your insurance needs are no doubt particular to your individual circumstances and CAMICO does not purport, by means of this site, to offer information appropriate or suitable to your individual circumstances. For complete descriptions of the terms, conditions and exclusions of insurance coverages or other products or services, please contact your insurance agent, CAMICO, or refer to the particular policy or contract.

Please remember that only an insurance policy or contract can provide actual terms, coverages, amounts, conditions, limitations and exclusions. You should also remember that the availability of described coverages and other products and services may be limited by state or other applicable laws and by CAMICO's underwriting criteria.

The information contained on this site was believed to be accurate at the time it was posted.

CAMICO periodically updates the information on this site, although it disclaims any responsibility to do so to reflect events or circumstances occurring after the date of their original posting, even if CAMICO's expectations or any related events or circumstances change. Accordingly, CAMICO provides all information on this site on an "as is" and "as available" basis.

This site may contain links to or material from other Internet sites that are not created, published, maintained or otherwise controlled by CAMICO. These links and material are provided solely for the convenience of the users of this site and do not constitute an endorsement of any products, services or information available on, from or through such non-CAMICO Internet sites.

This site may also contain links to or material from entities affiliated with CAMICO. This Agreement applies only to the services offered at this site and your use of any website not under the domain name CAMICO.com will be subject to the terms and conditions posted on that particular website. CAMICO takes no responsibility and assumes no liability or obligation for any content posted by any third party or on any third party website, nor does CAMICO approve, endorse or certify information available at any external site or linked addresses.

RESTRICTIONS ON USE OF MATERIALS

This website is owned and operated by CAMICO. Except as otherwise expressly permitted by CAMICO, no materials from this website or any website owned, operated, licensed or controlled by CAMICO may be copied, reproduced, republished, uploaded, posted, transmitted, or distributed in any way. You may download material displayed on this website for your use only (or for the use of a CPA practice to which you are affiliated) provided you also retain all copyright and other proprietary notices contained on the materials. You may not distribute, modify, transmit, reuse, repost, or use the content of this website for public or commercial purposes, including the text, images, audio, and video without CAMICO's permission.

JURISDICTIONAL ISSUES

The information contained on this website is not an offer to sell or solicitation to buy any insurance product. No insurance product is offered or will be sold in any jurisdiction in which such offer or solicitation, purchase or sale would be unlawful under the insurance or other laws of such jurisdiction. Some products and services may not be available in all jurisdictions.

TRADEMARK AND COPYRIGHTS

All trademarks, service marks, trade names, logos, and icons are proprietary to CAMICO. Nothing contained on the website should be construed as granting, by implication, estoppel, or otherwise, any license or right to use any trademark displayed on this website without the written permission of CAMICO or such third party that may own the trademarks displayed on this website. Your use of the trademarks displayed on this website, or any other content on this website, except as provided herein, is strictly prohibited.

INFORMATION YOU SUBMIT

We use the information you submit to us by e-mail and through our "Contact CAMICO" pages and other pages we may add from time to time, to respond to your inquiries for information or requests for services. Our use of any information you submit to us in order to use the services is subject to the terms and conditions of our Privacy Statement, the provisions of which are incorporated by reference into this Agreement and shall apply to your use of this site and the services. Notwithstanding the foregoing, however, CAMICO reserves the right at all times to disclose any information as CAMICO determines, in its sole discretion, to be necessary to satisfy any law, regulation or governmental request or to avoid liability for CAMICO or any third party. However, CAMICO will not sell or otherwise provide any information about you that we obtain to any third party for commercial purposes unless specifically requested to do so by you.

When you complete forms online or otherwise provide us information in connection with this site and the services, you agree to provide current, complete, true and accurate information. You agree not to use a false or misleading name or a name that you are not authorized to use. If CAMICO in its sole discretion believes that any such information is untrue, inaccurate, not current or incomplete, CAMICO may refuse your access to the services and pursue any and all appropriate legal and equitable remedies.