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We know CPAs,
because we are CPAs

CAMICO challenges the traditional insurance company approach to protecting CPAs

CAMICO proactively protects you with products and services designed specifically for CPAs. We take better care of accountants with specialized expertise and a dedicated focus on practice and risk management. We understand CPAs because we are CPAs.

It all started with an innovative approach

In the early 1980s, CPAs were faced with a liability insurance crisis. Major insurance carriers found themselves with insufficient funds to cover claims and many withdrew from the market. This left their policyholders without insurance. Those who retained their coverage were often met with prohibitive premium increases that made coverage impossible to afford. 

Seeing a need for change, the California Society of CPAs convened a task force to brainstorm solutions. They ultimately recommended the creation of a company that would operate solely for the benefit of its CPA members. Enter CAMICO, which on June 24, 1986, opened its doors for business with just two full-time employees reporting to the President. Within a month, 1,250 CPA policyholders had joined.

More than an insurance company

An essential part of CAMICO’s proactive approach is to encourage you, our policyholders, to call regarding any problems, concerns, questions or potential claims. Most people aren’t used to being encouraged to call their insurance company with problems. But at CAMICO, we want to be more than your insurance company. We forge unique partnerships with our CPAs – it’s one of the reasons many of our policyholders have been a member for 36+ years.

We work closely with you and your firm to anticipate your evolving needs and navigate the unique challenges of the profession, regardless of the economic climate. This has been our mission since we opened our doors in 1986 and is the hallmark of how we operate today. Being there for CPAs is in our “DNA.”

about CAMICO Mutual Insurance Company
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Protecting CPAs through thick and thin

CAMICO is no stranger to challenging times. We continue to effectively protect CPAs through good and bad with our expert risk management professionals and resources.

Currently, CAMICO serves more than 8,000 firms throughout the U.S. We average a 94% renewal rate each year because our clients know “the CAMICO Experience” means they’ll be taken care of.

The CAMICO program offers professional liability insurance coverage provided by CAMICO Mutual Insurance Company (for limits of $2 million or less) and Berkley Alliance Managers, a Berkley company, which serves CPA firms seeking larger professional liability insurance policy limits, as well as firms requiring an A+ rating. W. R. Berkley Corporation’s insurance company subsidiaries are rated “A+ (Superior)” by A.M. Best Company. CAMICO’s strategic partnership with Berkley Alliance Managers (BAM) works to continuously enhance value and effectiveness to CPA firms. The CAMICO-BAM program strengthens our capacity for providing coverage and services particularly to larger firms throughout the country.

Read our Operations Report and Financial Statements for 2022.

Operations Report and Financial Statements


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