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Read what our policyholders are saying about CAMICO's professional liability insurance and risk management services.
California
Video testimonial from Ernest F. Howard, CPA
My firm switched from another company to CAMICO over three years ago because of all the technical support we get from CAMICO. We really appreciate the Loss Prevention services such as engagement letter reviews. Being able to call someone when we need expert advice on issues such as modifying engagements, and having someone to wordsmith a letter with us to get it right - those are very valuable services to us.
Ernest F. Howard, CPA
Los Angeles, CA
Video testimonial from Sergio Minassi, CPA/CVA
Our firm has been with CAMICO for 20-plus years, and the services we find most helpful are mainly through the Loss Prevention program. We have the opportunity to call CAMICO staff specialists who give us a lot of time and helpful advice with problems in advance of critical decisions and actions. We also like being able to go online to utilize a whole host of sample engagement letters and other documents on the Members-only Site, and CAMICO provides us with great discounts on several products and services. We've enjoyed our association with the company for the 20-plus years we've been with CAMICO.
Sergio Minassi, CPA/CVA
Zdonek & Wolowicz Accountancy Corp.
Torrance, CA
Video testimonial from William M. Sturgen, CPA
I've been a member of CAMICO since the inception of the company in 1986, and I've never seen any other insurance company provide the level of services and resources, online and otherwise, that CAMICO provides to CPAs. The most beneficial services for me are the proactive advice, information and materials such as sample engagement letters, consent forms, and other documents. The advice on how to avoid problems in the first place is highly valuable, and if you happen to get into a problem, CAMICO advises you on what steps to take and what resources to employ to mitigate the problem. CAMICO is on your side.
William M. Sturgeon, CPA
El Cajon, CA
CAMICO's advisory services people provided me with extensive advice on disengaging from clients, including advice on disengagement letter language. They also helped me work through a difficult personnel issue to a satisfactory conclusion. It really helps me to be able to talk with an expert about potential problems, even if it's just to gain a little more peace of mind.
Philip L. Robinett, CPA
Sole Proprietor
Morgan Hill, CA
CAMICO's tax specialists have researched several issues for us over the past few years in a responsive and timely manner. Their answers and support in the form of technical tax documentation have yielded good results. Sometimes we get a new perspective on a situation, and sometimes we get our first opinion validated. But it's always nice and comforting to have someone backing you up with solid tax advice.
Jeff Perrone, CPA
Zajac & Perrone, LLP
Morgan Hill, CA
...praises to CAMICO for the proactive way in which it handled this potential claim. Our firm has not been accused of any wrongdoing by any party to the lawsuit, and was merely drawn into a legal fight among the shareholders of a client company because of the information contained in our files. While we are not a party to the legal proceedings, it was comforting to have the legal counsel provided by CAMICO as legal issues did arise as to what records we should release, when and to whom...
Swain, Kennerson, An Accountancy Corporation
El Centro, CA
Our firm has been a CAMICO policyholder for many years, and we have consistently been pleased with CAMICO's responsive service and pro-active risk management resources. CAMICO provides an outstanding insurance and risk management program. Camico's personnel keep the lines of communication open throughout the year, making us feel like their valued partner.
David A. DeMello
Novogradac & Company LLP
San Francisco, CA
As a founding member firm of CAMICO, we can only say thank you to the CAMICO Board of Directors for implementing their vision of a CPA professional liability program that understands our practice's needs. Over the years, CAMICO has listened to its insureds and the CPA profession as our needs have changed. CAMICO's insurance policy is only a portion of what the company provides our insureds. The Loss Prevention program is priceless. The CAMICO team has always been responsive, technically astute, and sensitive to the insured's issues. CAMICO is deserving of the strongest accolades that can be given by a member firm, and we believe CAMICO has helped the accounting profession obtain a balance in the litigious world that faces our profession.
Mel Kohn
Managing Partner
Kirsch Kohn & Bridge LLP
Encino, CA
I would like to thank both Tim Batts and CAMICO for their help with an important client matter. Most people do not have happy relationships with insurance providers, but we are continually happy with CAMICO.
Jeff Harris, CPA
Nasif, Hicks, Harris & Co.
Santa Barbara, CA
CAMICO has always been very responsive and supportive of our firm in a variety of areas. The online loss prevention tools for policyholders are comprehensive and extremely useful. When we need advice on certain issues and situations, CAMICO gives us the ability to dialog with highly experienced experts who share invaluable liability and risk management perspectives. CAMICO provides a terrific team of accounting, legal and claims counsel who partner with us in the planning process as we determine the best ways to manage potential problems. At the end of the day, it's important to us to enjoy the relationship, which is as important to CAMICO as it is to us.
Thomas Perry-Smith, CPA
Perry-Smith LLP
Sacramento, CA
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Florida
CAMICO provided us with an attorney for a routine subpoena to testify as a fact witness for a client. The attorney reviewed the case, attended the deposition with us, and followed through afterwards to make sure we didn't need anything else. CAMICO's subpoena service is excellent and a tremendous benefit. It's very comforting to know that our firm can rely on CAMICO for day-to-day business and legal issues as an enhancement to our professional liability program.
Michael I. Daszkal, CPA
Daszkal Bolton LLP
Boca Raton, FL
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Georgia
We regard CAMICO as a partner/consultant that is always looking out for our best interests. We utilize CAMICO's legal and tax advisory resources, and the experts are always available to provide supportive guidance and advice to us. Also, the training in loss prevention techniques, such as client acceptance procedures, is a big plus, especially when you consider that much of the training comes with CPE. The fact that CAMICO specializes in CPA risk management means that their technical and legal expertise is directly relevant to what we do. We've always been proactive in terms of loss prevention, so CAMICO mirrors our own philosophy and then goes a little further. The program has well exceeded my expectations.
Bradford C. Dickson, CPA
Tarpley & Underwood PC
Atlanta, GA
When I called CAMICO, it was regarding what I thought was my first claim after 30 years in the profession. The claims specialist who took the call was very reassuring and comforting about CAMICO covering the claim, and told me that I could reassure the client as well, which made the client feel much better. CAMICO then put me in touch with a tax specialist who informed me that I had not made an error, that the state tax instructions were worded poorly, and there was no claim after all. But CAMICO treated me the way I wanted to be treated - as a professional, with respect, and expeditiously. It was a very good experience.
Leonard W. Lawless, CPA
Davis & Lawless, CPAs
Albany, GA
CAMICO offers a combination of features that are valuable to our firm. For example, direct access to the decision-makers and liability experts who have long-term experience in CPA professional liability. They are responsive, personable and knowledgeable.
Carolyn C. Riticher, CPA, CVA,
Windham Brannon, PC, CPAs
Atlanta, GA
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Maine
There is no pleasure in having a problem, but it was certainly a pleasure dealing with the CAMICO claims specialist when our firm did have a problem. We really appreciated his support and guidance. The situation was thoroughly evaluated by the specialist and our attorney, and they collaborated in evaluating the best course of action. The real measure of an insurance company is how it helps when there are problems, and CAMICO certainly came through for us.
Tom O'Donnell, CPA
MacDonald Page & Co. LLC
South Portland, ME
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Missouri
Switching to CAMICO after 33 years in the accounting profession is one of the best business decisions I have ever made. As a sole practitioner, I need all the support that I can get, and the CAMICO program offers me a full range of resources that I have not found with other malpractice carriers. CAMICO has been extremely responsive and helpful. There's a saying that you get what you pay for, which isn't always true. But in CAMICO's case, I have received real value and service for the price.
Paul J. Koenig, CPA
St. Louis , MO
There's a saying that you don't know how good your insurance is until you have to use it. When it comes to professional liability insurance, though, your insurer should be working to help you manage your risks before you ever have to use the insurance. CAMICO provides a wide array of risk management services designed to help CPAs steer clear of liability problems. CAMICO's loss prevention and tax advice hotlines provide guidance on complex issues such as mergers and divestitures. And, if things turn ugly, CAMICO provides the advice you need on legal processes such as subpoenas and depositions. In short, CAMICO provides current, top-notch, professional guidance on improving your practice and minimizing losses.
John W. Meara, CPA/ABV, CFE
Meara Welch Browne P.C.
Kansas City, MO
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Nevada
We take a precautionary approach and call upon CAMICO for guidance with potential issues, as CAMICO recommends. We have always been most impressed with CAMICO as an organization and with the CAMICO staff individually for their professionalism, courtesy and expedient handling of our potential challenges. We are quite satisfied with our move from our previous carrier to CAMICO.
Robert Inman
McCarthy Kaster CPAs
Las Vegas, NV
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New Jersey
One of the best decisions my firm has made was to choose Argent Professional Insurance Agency, LLC as my insurance agent and CAMICO as my professional liability insurer. The risk management advice I received helped keep me out of a situation that could have developed in to a claim. Having quick access to knowledgeable advisors is invaluable to my practice. Both CAMICO and Argent Professional Insurance Agency, LLC were there for us when it mattered the most.
Gail Rosen, CPA
Martinsville, NJ
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New York
Our firm has found CAMICO's value-added risk management services to be very important assets to our practice. We try to differentiate ourselves from our competitors by providing a clear understanding of each client's particular business philosophy, goals and needs. CAMICO has the same approach to its business. The company takes the time to understand each CPA firm's philosophy, goals and needs, and it partners with the firm in a way that achieves the best results possible.
For example, when our firm was approached by a Big Four firm to join a newly created alliance, we were able to utilize CAMICO's in-house expertise to review and negotiate an agreement. CAMICO guided and participated in the legal discussions and helped negotiate an agreement that was the best result for all of the parties involved. As a mutual insurance company owned and managed by CPAs, CAMICO thoroughly understands the profession and all of the other challenges facing CPAs today.
Andrew M. Eassa, CPA, CVA
Firley, Moran, Freer & Eassa, P.C.
Syracuse, NY
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Ohio
Being able to call CAMICO regarding issues that come up in our practice is a fantastic service. We feel it's like having our own loss prevention department. Instead of having to call an attorney, which would entail legal fees, we can call CAMICO about a variety of issues specific to the accounting profession, from collections to financial statements to communications with lenders on behalf of clients. CAMICO's loss prevention specialists, who are all fantastic, review our letters and other communications and provide invaluable feedback to us.
The Members-only site is also an excellent resource that includes numerous sample engagement letters as well as the policyholder newsletter, IMPACT, which is easy to read and shared among all of our staff members. We are very happy with CAMICO.
Dave Zarlenga
H&J Certified Public Accountants, Inc.
Willoughby, Ohio
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Texas
Sproles Woodard has been in business for more than 70 years, and our client relationships go way back. We don't think short-term; we think in terms of multigenerational services. One of the best aspects of CAMICO is that the company is committed to an excellent, long-term program for CPAs. While other carriers may decide to withdraw from the CPA professional liability market, or impose drastic premiums increases, CAMICO is dedicated to program longevity and premium stability.
Another attractive CAMICO feature is the personal service and easy access to liability expertise, either directly from CAMICO or through a local independent insurance agent. Agents representing CAMICO provide value-added services that complement CAMICO's direct risk management services, such as its advisory hotline and engagement letter review.
CAMICO elevates our practice as a silent partner in our firm, focusing on our areas of risk exposure and enhancing our practice management. As CPAs, we are all subject to high expectation levels from the public. As a mutual insurance company owned and managed by CPAs, CAMICO thoroughly understands those expectation levels and all of the other challenges facing CPAs today.
R. Pat Evans, CPA, CISA
Sproles Woodard, LLP
Fort Worth, TX
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West Virginia
We have always been extremely impressed with the ability to call CAMICO for timely help and good advice on potential claims and unusual situations. CAMICO specialists are knowledgeable and excellent at what they do. They work hard to know the facts of an engagement and are always willing to work with us on how to best resolve problems. We appreciate the straightforward renewal process and the value we receive for reasonable premiums.
Michael W. Gerber, CPA, Chief Operating Officer
Hayflich and Steinberg, CPA's, PLLC
Huntington, WV
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Washington
Clark Nuber is committed to superior client service and quality, and we've partnered with a professional liability program that helps us achieve those results. Having quick access to CAMICO's knowledgeable advisors and superb representation is invaluable to our practice. CAMICO is dedicated entirely to CPAs, and its expertise in legal, tax, audits, consulting and other fields affecting CPAs has helped Clark Nuber avoid a number of troublesome issues. To sum up, selecting a liability insurer is more than finding a low-cost provider. The test of an insurer is how it represents you when it matters - the main reason we choose CAMICO.
David Katri, CEO
Clark Nuber
Bellevue, WA
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